{"id":10701,"date":"2026-02-10T23:21:13","date_gmt":"2026-02-10T21:21:13","guid":{"rendered":"https:\/\/inprojournal.org\/?page_id=10701"},"modified":"2026-02-10T23:21:13","modified_gmt":"2026-02-10T21:21:13","slug":"2019-2-8","status":"publish","type":"page","link":"https:\/\/inprojournal.org\/en\/2019-2-8\/","title":{"rendered":"2019-2-8"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"734\" height=\"1024\" src=\"https:\/\/inprojournal.org\/wp-content\/uploads\/2023\/03\/018-cover-734x1024.jpg\" alt=\"\" class=\"wp-image-3609\" style=\"width:217px;height:302px\" srcset=\"https:\/\/inprojournal.org\/wp-content\/uploads\/2023\/03\/018-cover-734x1024.jpg 734w, https:\/\/inprojournal.org\/wp-content\/uploads\/2023\/03\/018-cover-215x300.jpg 215w, https:\/\/inprojournal.org\/wp-content\/uploads\/2023\/03\/018-cover-768x1071.jpg 768w, https:\/\/inprojournal.org\/wp-content\/uploads\/2023\/03\/018-cover-1101x1536.jpg 1101w, https:\/\/inprojournal.org\/wp-content\/uploads\/2023\/03\/018-cover-1468x2048.jpg 1468w, https:\/\/inprojournal.org\/wp-content\/uploads\/2023\/03\/018-cover-scaled.jpg 1835w\" sizes=\"auto, (max-width: 734px) 100vw, 734px\" \/><\/figure>\n\n\n\n<div style=\"height:26px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-small-font-size\">Theory and practice of intellectual property<br>\u2116 2 \/ 2019<\/p>\n\n\n\n<p class=\"has-small-font-size\">ISSN (Print) 2308-0361<br>ISSN (Online) 2519-2744<\/p>\n\n\n\n<div class=\"wp-block-buttons has-custom-font-size is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-fdcfc74e wp-block-buttons-is-layout-flex\" style=\"font-size:10px\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-black-color has-text-color has-custom-font-size wp-element-button\" href=\"https:\/\/drive.google.com\/file\/d\/1RmmlD8x3RVjQfwJOmPE49rgYU0AhJoxS\/view\" style=\"border-radius:10px;font-size:10px\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"14\" height=\"14\" class=\"wp-image-362\" style=\"width: 14px;\" src=\"https:\/\/test.inprojournal.org\/wp-content\/uploads\/2023\/01\/free-icon-pdf-201153.png\" alt=\"\" srcset=\"https:\/\/inprojournal.org\/wp-content\/uploads\/2023\/01\/free-icon-pdf-201153.png 512w, https:\/\/inprojournal.org\/wp-content\/uploads\/2023\/01\/free-icon-pdf-201153-300x300.png 300w, https:\/\/inprojournal.org\/wp-content\/uploads\/2023\/01\/free-icon-pdf-201153-150x150.png 150w, https:\/\/inprojournal.org\/wp-content\/uploads\/2023\/01\/free-icon-pdf-201153-450x450.png 450w, https:\/\/inprojournal.org\/wp-content\/uploads\/2023\/01\/free-icon-pdf-201153-106x106.png 106w, https:\/\/inprojournal.org\/wp-content\/uploads\/2023\/01\/free-icon-pdf-201153-80x80.png 80w\" sizes=\"auto, (max-width: 14px) 100vw, 14px\" \/> PDF (Ukrainian)<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:26px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-small-font-size\">DOI: <a href=\"https:\/\/doi.org\/10.33731\/22019.167302\">https:\/\/doi.org\/10.33731\/22019.167302<\/a><\/p>\n\n\n\n<p class=\"has-small-font-size\">Published \u00a0\u00a0\u00a0\u00a0\u00a02019-05-16<\/p>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/inprojournal.org\/wp-content\/uploads\/2025\/11\/CC-2.png\" alt=\"\" class=\"wp-image-6960\" style=\"width:131px;height:auto\"\/><\/figure>\n\n\n\n<p class=\"has-small-font-size\"><\/p>\n\n\n\n<p class=\"has-small-font-size\"><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-medium-font-size\"><strong>Digital economy and new financial technologies<\/strong><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Oksana Muzyka-Stefanchuk<\/strong><br>Ukraine<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Abstract<br><\/strong>The article deals with the issues of new financial technologies in the context of the digital economy. The Conception of the Development of the Digital Economy and Society of Ukraine for 2018\u20132020 is analyzed. The foreign experience of the formation and development of the digital economy is researched. Areas for harmonization with digital initiatives, the Digital Agenda for Europe and the Digital Single Market are considered. The future of Ukraine and the world for digital technologies, the impetus of which is given by the modern digital economy. It is determined that the purpose of the digital economy is to create new and expand existing opportunities for individuals to access their own name or on behalf of others, on behalf of the entity, access to information, finance, etc., regardless of their location. The first thing that matters here is efficiency. It is emphasized that banks should cooperate closely with start-ups related to FinTech. Banks shold be interested in introducing new financial products into banking activities so that they are not excluded from the banking business. The main thing to keep in mind is that consumers of financial services are interested in facilitating of such services. It is concluded that Ukraine is trying in every way to join to the global digital economy. More precisely, our country is already in this world, in the future \u2014 the question of time and quality of introduction of innovations, new financial and other technologies.<\/p>\n\n\n\n<p><strong>Keywords: <\/strong>digital economy, innovations, financial technologies, Internet, artificial intelligence<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>References<\/strong><\/p>\n\n\n\n<p>\u041f\u0440\u043e \u0441\u0445\u0432\u0430\u043b\u0435\u043d\u043d\u044f \u041a\u043e\u043d\u0446\u0435\u043f\u0446\u0456\u0457 \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443 \u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0457 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438 \u0442\u0430 \u0441\u0443\u0441\u043f\u0456\u043b\u044c\u0441\u0442\u0432\u0430 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u043d\u0430 2018-2020 \u0440\u043e\u043a\u0438 \u0442\u0430 \u0437\u0430\u0442\u0432\u0435\u0440\u0434\u0436\u0435\u043d\u043d\u044f \u043f\u043b\u0430\u043d\u0443 \u0437\u0430\u0445\u043e\u0434\u0456\u0432 \u0449\u043e\u0434\u043e \u0457\u0457 \u0440\u0435\u0430\u043b\u0456\u0437\u0430\u0446\u0456\u0457 : \u0440\u043e\u0437\u043f\u043e\u0440\u044f\u0434\u0436\u0435\u043d\u043d\u044f \u041a\u0430\u0431\u0456\u043d\u0435\u0442\u0443 \u041c\u0456\u043d\u0456\u0441\u0442\u0440\u0456\u0432 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u0432\u0456\u0434 17 \u0441\u0456\u0447\u043d\u044f 2018 \u0440. \u2116 67-\u0440 \/\/ \u041e\u0444\u0456\u0446\u0456\u0439\u043d\u0438\u0439 \u0432\u0456\u0441\u043d\u0438\u043a \u0423\u043a\u0440\u0430\u0457\u043d\u0438. 2018. \u2116 16. \u0421\u0442\u043e\u0440. 70. \u0421\u0442. 560.<\/p>\n\n\n\n<p>\u041c\u0430\u0437\u0430\u0440\u0430\u043a\u0456 \u0410., \u0412\u043e\u043b\u043e\u0441\u043e\u0432\u0438\u0447 \u0421. FinTech \u0443 \u0441\u0443\u0441\u043f\u0456\u043b\u044c\u043d\u0438\u0445 \u0442\u0440\u0430\u043d\u0441\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u044f\u0445. \u0412\u0456\u0441\u043d\u0438\u043a \u041a\u0438\u0457\u0432\u0441\u044c\u043a\u043e\u0433\u043e \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0442\u043e\u0440\u0433\u043e\u0432\u0435\u043b\u044c\u043d\u043e-\u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u043e\u0433\u043e \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u0443. 2018. \u2116 2. \u0421. 5\u201318.<\/p>\n\n\n\n<p>\u0420\u044f\u0431\u0443\u0445\u0430 \u041e. \u0412\u0456\u0434 \u043b\u044e\u0434\u0438\u043d\u0438 \u0434\u043e \u043b\u044e\u0434\u0438\u043d\u0438 : \u0449\u043e \u0432\u0456\u0434\u0431\u0443\u0432\u0430\u0454\u0442\u044c\u0441\u044f \u0437 P2P-\u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f\u043c \u0432 \u0423\u043a\u0440\u0430\u0457\u043d\u0456. <br><a href=\"https:\/\/minfin.com.ua\/ua\/2018\/08\/29\/34644317\/\">https:\/\/minfin.com.ua\/ua\/2018\/08\/29\/34644317\/<\/a><\/p>\n\n\n\n<p>Williams-Grut Oscar. Bank of England : FinTech competition could cut banks&#8217; profits by \u00a31 billion. <br><a href=\"https:\/\/www.businessinsider.com\/bank-of-england-stress-test-impact-of-FinTech-on-banks-2017-11\">https:\/\/www.businessinsider.com\/bank-of-england-stress-test-impact-of-FinTech-on-banks-2017-11<\/a><\/p>\n\n\n\n<p>\u0417\u0456\u043d\u0447\u0435\u043d\u043a\u043e \u0410. \u0421\u0442\u0440\u0456\u043c\u043a\u0438\u0439 \u0440\u043e\u0437\u0432\u0438\u0442\u043e\u043a \u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u0433\u043e \u0444\u0456\u043d\u0442\u0435\u043a\u0443 \u0441\u043f\u0440\u0438\u0447\u0438\u043d\u0438\u043b\u0438 \u043f\u043e\u0441\u043b\u0456\u0434\u043e\u0432\u043d\u0456 \u043a\u0440\u0438\u0437\u0438 \u0432 \u043f\u0435\u0440\u0456\u043e\u0434 \u0437 2008 \u043f\u043e 2017 \u0440\u0456\u043a. <br><a href=\"https:\/\/business.ua\/finansy\/item\/4251-shcho-take-FinTech-ta-iaki-ioho-perspektyvy-na-rynku-finposluh-ukrainy\">https:\/\/business.ua\/finansy\/item\/4251-shcho-take-FinTech-ta-iaki-ioho-perspektyvy-na-rynku-finposluh-ukrainy<\/a><\/p>\n\n\n\n<p>\u041f\u0430\u043f\u0435\u0440\u043d\u0438\u043a \u0421. FinTech \u0432 \u0423\u043a\u0440\u0430\u0457\u043d\u0456 : \u0447\u043e\u043c\u0443 \u043f\u043e\u0442\u0440\u0456\u0431\u043d\u043e \u0440\u043e\u0437\u0432\u0438\u0432\u0430\u0442\u0438 \u0440\u0438\u043d\u043e\u043a \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0456\u0439? <br><a href=\"http:\/\/yur-gazeta.com\/publications\/events\/FinTech-v-ukrayini-chomu-potribno-rozvivati-rinok-finansovih-tehnologiy.html\">http:\/\/yur-gazeta.com\/publications\/events\/FinTech-v-ukrayini-chomu-potribno-rozvivati-rinok-finansovih-tehnologiy.html<\/a><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Theory and practice of intellectual property\u2116 2 \/ 2019 ISSN (Print) 2308-0361ISSN (Online) 2519-2744 DOI: https:\/\/doi.org\/10.33731\/22019.167302 Published \u00a0\u00a0\u00a0\u00a0\u00a02019-05-16 Digital economy and new financial technologies Oksana Muzyka-StefanchukUkraine AbstractThe article deals with the issues of new financial technologies in the context of the digital economy. The Conception of the Development of the Digital Economy and Society of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10701","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/inprojournal.org\/en\/wp-json\/wp\/v2\/pages\/10701","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inprojournal.org\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/inprojournal.org\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/inprojournal.org\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/inprojournal.org\/en\/wp-json\/wp\/v2\/comments?post=10701"}],"version-history":[{"count":3,"href":"https:\/\/inprojournal.org\/en\/wp-json\/wp\/v2\/pages\/10701\/revisions"}],"predecessor-version":[{"id":10704,"href":"https:\/\/inprojournal.org\/en\/wp-json\/wp\/v2\/pages\/10701\/revisions\/10704"}],"wp:attachment":[{"href":"https:\/\/inprojournal.org\/en\/wp-json\/wp\/v2\/media?parent=10701"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}